Annuities in El Paso, TX

Immediate Annuities

We help you determine whether an immediate annuity is right for you. Immediate annuities can be a great supplement to other retirement income. If you need income as soon as possible, an immediate annuity may be a great option, creating reliable retirement income for life.

Fixed Annuities

These annuities are basically a savings account with a life insurance company. The rate of return is lower than other options, but it offers very low risk and may be a great option for you. We help you determine if the circumstances are right for you to invest in a fixed annuity with guaranteed income that you can rely on.

Variable Annuities

Variable annuities are like mutual funds inside an annuity, and your income payments are dependent on how well the funds you have chosen perform over time. Due to the high risk and fees associated with owning a variable annuity, we at Safe Path Financial feel that variable annuities may not be the best option for risk-averse individuals. If you currently own a variable annuity, give us a call and we will prepare a no-cost fee analysis to determine if you are in the right retirement annuity plans.

Fixed Index Annuities

Fixed Index Annuities (FIAs) gives you growth potential for your retirement savings but without downside market risk. Some FIAs are designed to give you a lifetime income “paycheck.”

With a fixed index annuity, there are “fixed” and “index-linked” crediting strategies to potentially grow your money. With either type, you are never actually invested in the stock market or any index so there is no risk of any market losses. Instead, your money has the potential for great growth in an FIA as it earns interest credits through the interest crediting strategy you choose.