Life Insurance in El Paso, TX
Life insurance is an important part of financial planning and wealth protection. Safe Path Financial assists El Paso, East El Paso, and Mission Valley, TX residents in determining which life insurance policy best fits the needs of their family. We demystify life insurance so you know exactly what benefits you’re getting when you sign up, and what your benefits look like.
Navigating the various approaches to life insurance can be difficult without a professional planner on your side. Life insurance can be an excellent way to grow and protect your assets, but not every product will be exactly aligned with your needs and goals. We develop a goal-driven plan that allows you to maximize your income in retirement and protect the financial future of your family.
Term Insurance
If any family members depend on your income right now, you absolutely need term life insurance. Should you die, term insurance protects your family by replacing your income. We help you select the right plan for you, creating a defensive game plan that can give you unmatched peace of mind.
Cash Value
This permanent life insurance serves as a living benefit for policyholders. It’s a smart investment for some people, but not for others. Our advisors can determine whether this option fits your lifestyle.
Banking
Did you know you can use your life insurance policy to become your own banker? Your policy can be a valuable source of liquidity—we’ll work with you to find out whether this option is effective for your situation.
Cash Accumulation
We help clients create cash accumulation funds. This option is ideal if you want to contribute to, over and above the cost of your life insurance coverage. All interest is tax-deferred and can be withdrawn whenever you wish.
Living Benefits
Life insurance policies with living benefits can offer a great level of flexibility, allowing you to access the cash value of your policy or accelerate the death benefit for your personal use while you’re still alive. We can help you determine whether this best-kept secret of life insurance is right for you.
Long-Term Care Insurance
No matter your personal financial situation, the rising costs of Nursing Care and Home Healthcare make long-term care insurance a must. We help El Paso Texas residents discover the long-term care insurance plan that is right for them, ensuring that you can afford quality Nursing Care during your later years.
Get in Touch
If you feel that a life insurance policy aligns with your financial goals, it’s important to discuss your options with a planner. Safe Path Financial helps you determine whether a life insurance policy makes sense for you and your family. Contact us today at 915-346-6789 to learn more about our 403(b) planning, retirement annuity plans, and more.