Annuities are often a part of a diverse, strong investment portfolio for retirement planning. They are technically an insurance product, which means their benefits are inherently long-term rather than short-term. While they might perform similarly to stocks and bonds, they generally have significantly less volatility associated with them. In other words, yes, annuities are generally […]
What are annuities? You’ve likely heard the term before when reading about or discussing retirement planning options, but you might not understand exactly what function they serve and why you might want to buy an annuity to begin with. Here’s a quick overview of some of the basics. What is an annuity, and how does […]
No matter how old you are, it’s never too early—or too late—to start planning for retirement. Retirement plans and strategies may differ by age and relative wealth, but the goal remains the same. You deserve to be comfortable in your golden years, and you can’t depend on generous relatives or the government to pay all […]
Did you know that over half of Americans 55 and older don’t have any retirement savings at all? Whether that’s because of a failure to plan, major emergencies that drain savings or jobs that don’t pay enough, that’s a frightening state of affairs when you’re approaching retirement age. Having a retirement plan in El Paso, […]